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The Law Offices of Robert F. Sommers The Law Offices of Robert F. Sommers
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Wage Garnishment Work Directly With An Attorney Backed by Thousands of Victories and Over 20 Years of Experience

Ventura County Wage Garnishment Attorney

Your First Consultation with Us Is Free

To collect funds for debts you owe, creditors can have your wages garnished, which forces your employer to withhold money from your paycheck. Having funds taken from your check can make it difficult for you to pay current expenses or purchase necessities. Before wage garnishment can put greater stress on your finances, contact The Law Offices of Robert F. Sommers to discuss your situation. Our Ventura County wage garnishment lawyer will provide you with high-quality legal guidance to explore avenues you can pursue to help relieve your debt.

Call us at (805) 919-8662 for a free consultation to discuss your financial options.

When you get too far behind in your debt, almost any of your creditors can take action to have your wages garnished. Most creditors cannot automatically have your wages withheld; they need to take you to court, win the case, and get a court order to begin the garnishment process. However, if you owe child support, have student loan debt, or owe back taxes, your wages can be garnished without a court order.

Limits on How Much Can Be Withheld

Once your employer receives a garnishment order, they are required to withhold your wages. Federal and California laws limit how much an employer can take from your check.

In California, most creditors can garnish each week the lesser of the following:

  • 25% of disposable income
  • 50% of the difference between your disposable income and state minimum wage

Disposable income is your earnings after deductions, such as taxes and Social Security.

If you owe child support, garnishment is limited to 60% of your disposable earnings. However, if you are supporting another spouse or child, the limit is lowered to 50% of your earnings.

Up to 25% of your wages can be garnished if you owe state taxes. Limits, however, do not apply to federal taxes; the garnishment amount is based on the standard deduction and dependents you have.

Wage garnishment can leave you with little income for the month, creating financial hardship. You may be able to contest or stop garnishment through means such as communicating with creditors to establish alternative payment agreements or filing for Chapter 7 or Chapter 13 bankruptcy.

We Can Help Develop Financial Relief Strategies

If your wages are currently being garnished or you have been notified that they will be garnished, our skilled Ventura County wage garnishment attorney can provide you with options for obtaining financial relief. With more than 20 years of experience, we understand wage garnishment laws and know how to navigate the complexities of your case to protect your finances.

Call The Law Offices of Robert F. Sommers at (805) 919-8662 or contact us online if your wages are, or potentially will be, garnished.

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    You never believe you could get pulled over for a DUI. Of course I would never drive intoxicated. But I made a poor decision and drove those few miles home. Thankfully there was no accident, however I'd committed a serious crime that would entail serious repercussions . Not only does a DUI affect your insurance, your record as a good citizen, but it is also a whole reality check on your life. I was so fortunate to have had the legal service of Mr. Robert F. Sommers, who dealt with my situation in a caring, efficient manner. The complete process involves much detailed attention. Attorney Sommers took care of it all for me, appearing in court, altering me to what I needed to do, and was always prompt in returning my phone calls, answering questions or concerns. My case would have had a much more severe outcome had he not been in my corner. His fee, which is comparably less expensive than other lawyers serving DUI cases, was worth every penny!
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    What Sets Us Apart From The Rest?

    • Former Prosecutor on Your Side
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    • Over 5,000 DUI Cases Handled
    • 50+ Cases Taken to Trial
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    • Over 20 Years Of Experience