Ventura Bankruptcy Attorney
Debt Relief in Ventura County, Los Angeles, and Santa Barbara County
People throughout Ventura County – and throughout the nation, for that matter – struggle with unmanageable debt and overwhelming financial troubles. If you feel like you are drowning in debt, bankruptcy might be the best way to overcome this situation. Seek a fresh start with help from The Law Offices of Robert F. Sommers. Our Ventura bankruptcy attorney can advise you on whether bankruptcy is right for you and guide you through the process.
Get in touch with us today by calling (805) 919-8662. We look forward to easing your financial burden.
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"Just a quick note to say thank you. Your help is much appreciated."
Just a quick note to say thank you. Your help is much appreciated. . . And thank you for allowing me to make payments for your fee.- A. J. -
"Thank you again for the great job you did for me."
Thank you again for the great job you did for me. I have given your name and phone number to my pastor . . . and told him what a good job you did for me.- T.T. -
"My case would have had a much more severe outcome had he not been in my corner."
You never believe you could get pulled over for a DUI. Of course I would never drive intoxicated. But I made a poor decision and drove those few miles home. Thankfully there was no accident, however I'd committed a serious crime that would entail serious repercussions . Not only does a DUI affect your insurance, your record as a good citizen, but it is also a whole reality check on your life. I was so fortunate to have had the legal service of Mr. Robert F. Sommers, who dealt with my situation in a caring, efficient manner. The complete process involves much detailed attention. Attorney Sommers took care of it all for me, appearing in court, altering me to what I needed to do, and was always prompt in returning my phone calls, answering questions or concerns. My case would have had a much more severe outcome had he not been in my corner. His fee, which is comparably less expensive than other lawyers serving DUI cases, was worth every penny!- L.L.B. -
"I can't thank you you enough! You did a phenomenal job."
I can't thank you you enough! You did a phenomenal job.- E.M.
What Is Bankruptcy?
By filing for bankruptcy, you are legally declaring yourself unable to pay off certain debts that you owe. Bankruptcy must be approved by a judge in your judicial district’s bankruptcy court. If your petition to file for bankruptcy is approved, you are released from your liability for certain debts. Individuals who have filed for bankruptcy are also protected from creditor or debt collector communication and harassment.
Types of Bankruptcy
Under federal bankruptcy law, there are several different kinds of bankruptcy, differentiated by chapter. Certain chapters of bankruptcy are intended for individuals while other chapters are meant for businesses.
The three most common types of bankruptcy are:
- Chapter 7: Liquidation. In Chapter 7 bankruptcy, you can liquidate certain assets and distribute the cash to creditors.
- Chapter 13: Debt Adjustment for Individuals. In Chapter 13 bankruptcy, designed for individuals with a regular source of income, you can avoid liquidating assets and instead create a payment plan to pay off your debts over time.
- Chapter 11: Restructuring. Chapter 11 bankruptcy allows a business to continue operating while it repays creditors through a reorganization plan that has been approved by the bankruptcy court.
If you are exploring your options regarding bankruptcy, The Law Offices of Robert F. Sommers can help you choose the right chapter that will best serve your interests and meet your needs. Our bankruptcy attorney in Ventura has an in-depth understanding of the bankruptcy laws that will affect your decision, so our firm is prepared to assist you through this process.
Give us a call at (805) 919-8662 to learn more about your options regarding bankruptcy.